Musings.

Musings

The world, the economy, the markets, and our lives are dynamic. Events can have a large or small impact on us. They can create excitement, cause fears, raise questions, and spark insight.

Listed here are our most spontaneous, timely, and succinct comments on wealth, life, and more.





  • September 30, 2011 - Currency WarsClick to enlarge

    Emerging markets, which rely--somewhat--on relatively cheap currencies to prop global trade, should be poised to perform. (Economist)



  • September 30, 2011 - Stocks Lose 2.5% on Last Day of Quarter.

    SP500 Index dropped 29 points, 2.5%, today closing at 1131 and brings loss for the quarter to 14.3%.



  • September 29, 2011 - Fed Can't Stop Meddling.

    WSJ: Boston Fed Pres. calls for tighter regulation of money funds. iMoneyNet avg money fund yield is just 0.02 under current Fed policy.



  • September 28, 2011 - Google Burning Cash.

    We have been noting huge cash balances idling on corporate balance sheets. Google decided to burn $75MM. http://on.wsj.com/oeDbYU



  • September 28, 2011 - Bernanke Tells US to Learn from Emerging Markets.

    Bernanke says US should learn "lessons from...emerging...economies, such as...disciplined fiscal policies." www.hawk100.com/insights/musings



  • September 28, 2011 - Hawk100 Lessons from Emerging Markets.

    Hawk100 cites the better emerging economy lesson is freedom and risk enable wealth akin to Ulrich Beck.  www.hawk100.com/insights/musings



  • September 27, 2011 - Commodities Rally

    Commodities have long preference for inflation protection, but stocks prove better over the long haul. http://on.wsj.com/poCDfZ



  • September 26, 2011 - Regulation Time Out

    "Businesses are buried under a mountain of paperwork" that raises cost, reduces hiring, and impedes growth.http://on.wsj.com/qEN50H



  • September 24, 2011 - Don't Buy on Double Dips

    @JasonZweigWSJ says buying on dips not always good. #Hawk100 agrees to check risk before leaping. http://on.wsj.com/mPFUEg



  • September 23, 2011 - Twist and Shout

    Central Banks' latest moves show how little powder remains in their chambers. #Hawk100 http://bit.ly/r13Btz



  • September 22, 2011 - Stocks Decline Again

    US stocks fell 3.2% today (7.1% week-to-date) and erased all of last week's 5.4% rise.



  • September 21, 2011 - Jittery Market Prescription

    Brett Arends writes a humorous prescription for stock market volatility.  (WSJ)



  • September 20, 2011 - How Much Does That Fund Cost?

    Investors often overlook mutual funds' embedded costs. This Morningstar article highlights the expense drag on returns. http://bit.ly/rmG48K



  • September 19, 2011 - Write Investments

    Hawk100 joins the rank of advisors who frequently publish newsletters to keep their clients informed and to entertain.

    (WSJ)



  • September 16, 2011 - Paths to Create Wealth

    The four paths to create wealth: receive, earn, save, and return. Hawk100 can write Your Wealth Alignment Plan to get you on the right path.



  • September 15, 2011 - What is Wealth Alignment?

    Wealth Alignment strategically visualizes life in terms of your purpose, values, aspirations, and goals.  Hawk100 advises your total wealth including your human, permanent, emotional and financial wealth.  Wealth Alignment aligns your wealth to enable and support the life you desire.



  • September 15, 2011 - World's Reserve Currency

    Under dollar liquidity pressures, central banks coordinated to inject dollars into European markets. (WSJ)



  • September 14, 2011 - Is your portfolio efficiently diversified?Click to enlarge

    When market volatility increases, portfolio diversification becomes increasingly critical.  Check your portfolio here.



  • September 14, 2011 - Watching Business InventoriesClick to enlarge

    Hawk100 is watching whether business inventories rise relative to sales which would build on evidence of recession. Here's the recent trend.



  • September 13, 2011 - Retirement Plan Risks

    Fidelity cautions 5 retirement risks: health costs, living long, inflation, growth, and withdrawal rates.



  • September 13, 2011 - Income falls to 1996 levels

    Median US household income dropped for 3rd straight year according to US Census Bureau. (Census Report)  (WSJ)



  • September 13, 2011 - Income Falls Again

    Declining 2.3% in 2010 income averaged $49,445 and is below $50,000 for the first year since 1996. (Census Bureau) (WSJ)



  • September 13, 2011 - Full Time Employment Falls.

    Since 2007, 9.4 million fewer people hold full-time jobs in the US.  (Census Bureau)



  • September 13, 2011 - Less Jobs Recovery

    1.6 million fewer workers with earnings in 2010 marks the first decline ever recorded in the year after a recession. (Census Bureau)



  • September 12, 2011 - Bank of America to cut costs and jobs

    B of A plans to reduce its investment in retail financial operations and lay off 30,000 employees. (WSJ)



  • September 11, 2011 - We'll never get over it.

    Peggy Noonan's poignant remembrance of 9/11 evokes an emotional response. "You've got to be loyal to pain sometimes to be loyal to the glory that came out of it." (WSJ)



  • September 09, 2011 - Volatility RisingClick to enlarge

    Volatility--whether implied by option prices in the CBOE VIX Index or calculated from intraday value changes--is on the rise.



  • September 09, 2011 - Stocks Falling

    Stocks fell further due to Europe's debt crisis and Obama's lackluster jobs plan. SP500 has lost 15.6% since April 29. (WSJ)



  • September 06, 2011 - King Bond

    30-yr bond yields 3.24% and 10-yr note dropped to 1.91%, the lowest level since 1940s. (WSJ)



  • September 04, 2011 - AIG's Tax-Bill IPO

    IPOs should raise funds to expand productive capital. Instead, AIG leasing unit IPO funds are to repay US Treasury for TARP loan. (WSJ)



  • September 02, 2011 - Feds Ready to Sue Banks

    Suits against the largest profligators of toxic mortgages are probably justified and should include Fannie and Freddie.

    (WSJ)



  • September 01, 2011 - BNY Mellon Ousts CEO

    BNY Mellon, the 16th largest regional bank in the world based on market cap of $25.5 billion, booted CEO Robert Kelly. (WSJ)



  • September 01, 2011 - Children's Credit Cards

    Is your child ready for their own credit card?  Karen Blumenthal advises of the benefits and pitfalls of an getting your kid a card.   (WSJ)



  • September 01, 2011 - De-Risking Retirement Income

    Stephen Huxley offers insight to liability-driven investing, particularly important to retirees drawing on their savings. (CFA Institute)



  • September 01, 2011 - De-Risking Retirement Income

    Stephen Huxley offers insight to liability-driven investing, particularly important to retirees drawing on their savings. (CFA Institute)