Musings.

Musings

The world, the economy, the markets, and our lives are dynamic. Events can have a large or small impact on us. They can create excitement, cause fears, raise questions, and spark insight.

Listed here are our most spontaneous, timely, and succinct comments on wealth, life, and more.





  • April 30, 2013 - Apple's $17B Bond Sale

    Before issuing $17B in bonds, AAPL held $39B in cash and marketable securities.  For the trailing 12 months, AAPL earned $55B operating cash flow and spent $10B on capital.  What compelled AAPL to raise $17B in bond sale? (WSJ) (Data Source Telemet)



  • April 25, 2013 - NY Times Covers Bush Library

    The Bush Presidential Library opened today seeking to present a full revelation of his term in office.  Even the perspective of his media adversary, The NY Times, offers a positive look. (NYTimes)



  • April 24, 2013 - Is it Time to Refi?Click to enlarge

    If your mortgage has aged more than 18 months, it may be time to consider refinance options.  Hawk100 can help.

    Image Source WSJ.com



  • April 23, 2013 - Stocks Drop on Bleeping Hoax

    A hoaxter tweets news of explosions at the White House and the Dow momentarily dropped nearly 200 points. (WSJ)



  • April 23, 2013 - Twitter Hoax Ticker TapeClick to enlarge

    Market reaction to today's Twitter hoax resembles the May 6, 2010 "Flash Crash."



  • April 22, 2013 - 529 Plans Boom

    College savings plans have added money at a faster rate despite lagging markets in performance, according to Morningstar. (Morningstar)



  • April 22, 2013 - Small Business Tax Act

    Congress is mulling another layer of taxes -- this time on internet sales -- that will encumber small businesses with huge compliance costs and add little to the federal fisc. (WSJ)



  • April 22, 2013 - Advisors Increase Retirement Confidence

    Boomers who planned retirement with an advisor are 70% more confident in their plan than those who planned on their own. (Financial Planning)



  • April 20, 2013 - A Great Briton

    Peggy Noonan remembers the late, great British leader Margaret Thatcher with eloquence, passion, and honor. (WSJ)



  • April 17, 2013 - IRA limits could be boom for insurance.

    Obama's proposals to limit IRA accounts and raise estate taxes could force more money out of investment markets and into insurance products.  (Financial Planning)



  • April 16, 2013 - Our Advice, Keep Saving

    President Obama proposed to cap the value of retirement savings accounts in another unveiled "soak the 'rich'" attempt.  Hawk100 recommends persistent savings as a proven pathway to wealth. (Financial Advisor)



  • April 15, 2013 - Gold Price PlummetsClick to enlarge

    Gold fell to a 26-month low as traders liquidated the metal in response to deflationary economic reports. (WSJ)



  • April 15, 2013 - Marathon Mourning

    Hawk100's President, a former Boston resident, extends heartfelt sympathy to those injured by terrorism during the running of today's Boston Marathon.



  • April 12, 2013 - Stocks hedge inflationClick to enlarge

    Precious metals are not the only effective inflation hedges.  This chart depicts gold, silver and S&P500 prices during the Fed's zero-rate policy began near end of 2008. (Source: Telemet)



  • April 11, 2013 - Cheap MoneyClick to enlarge

    The Economist suggests that "everyone assumed these extraordinary measures (near zero rates) would soon be unwound as economies recovered." (The Economist)

    Au contraire, Hawk100 has long suggested that the Central Bankers' had neither the willingness nor the ability to adequately reverse the tide of their own making. (HawkTalon)



  • April 11, 2013 - How would you shoot at Augusta?

    As the Masters unofficially tees off the season, golfers may be curious of which Central Ohio courses could challenge their game. (Columbus Business First)



  • April 10, 2013 - Fitch lowers China rating

    Symptomatic of global efforts to debase currencies, Fitch cut China's long-term currency rating to A+ from AA-.  Fitch cited "structural weaknesses," "easy credit," and "opaque shadow banking" in justifying the downgrade.  (CNN)



  • April 09, 2013 - Leadership Styles That Benefit Any Organization

    Effective leaders draw upon a variety of traits and styles to carry their organizations to new heights.  Six key styles are Visionary, Coaching, Affiliative, Democratic, Pacesetting, and Commanding.  (WSJ)



  • April 08, 2013 - When an Icon Passes

    "Iron Lady" Margaret Thatcher, Britain’s prime minister from 1979 to 1990, died today. During an era devoid of her type of leadership, we remember her embrace of free-market economics and support of President Reagan that helped end the Cold War. (WSJ)



  • April 05, 2013 - What if Retirement Entitlements are Cut?

    In an unexpected policy twist, President Obama is expected to propose cuts to Medicare and Social Security.  Act now to take control of your retirement rather than let is sway with the political breezes. (NYTimes)



  • April 04, 2013 - Japan

    Bank of Japan Governor, Haruhiko Kuroda, raises the global currency war led by Uncle Ben (Bernanke) and Mario Draghi to print money ever more quickly.  This movie does not end well. (Reuters)



  • April 03, 2013 - Top Picks from Morningstar

    Morningstar favors a Graham-like (fundamental, value-based) approach to select stocks rather than passive basket approach to investing. (Morningstar)